Legal Disclaimer

This website is owned by Ryan Anderson and Capstone CFO, LLC.

By viewing this website or anything made available on or through this website, including but not limited to programs, products, services, opt-in gifts, blog posts, e-newsletters, consultations, e-mails, social media, and/or other communication (collectively referred to as “Website”), you are agreeing to accept all parts of this Disclaimer. Thus, if you do not agree to the Disclaimer below, stop now and do not access or use this Website.

Not Legal, Tax, Financial, or Investment Advice

I am not an attorney, certified public accountant ("CPA"), tax advisor, or financial investment advisor, nor am I holding myself out to be. The information contained on this Website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, CPA, and/or financial investment advisor. Capstone CFO, LLC is a fractional CFO firm that provides personal and business budgeting, reporting, and general planning services. No investment portfolio planning services are offered by Capstone CFO, LLC. Further, no investment products are endorsed by or sold by Capstone CFO, LLC. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek legal counsel, tax and investment advice (from a Certified Financial Planner ("CFP"), or a Chartered Financial Analyst ("CFA")) relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on our Website is not legal or financial advice.

For Educational and Informational Purposes Only

The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use.

Not Mental Health Advice

I am not, nor am I holding myself out to be a psychiatrist, psychologist, therapist, licensed counselor, or social worker (“Mental Health Provider”). As a Financial Coach I am not providing therapy services, or attempting to diagnose, treat, prevent or cure any mental or emotional issue, or condition. The information provided in or through my Website pertaining to your wellness, relationships, business/career choices, finances, or any other aspect of your life is not intended to be a substitute for the professional advice, diagnosis, or treatment provided by your own Mental Health Provider. You agree and acknowledge that I am not providing mental health advice in any way. Always seek the advice of your own Mental Health Provider regarding any questions or concerns you have about your specific situation before taking or implementing any recommendations or suggestions from our Website. Do not disregard medical advice or delay seeking medical advice because of the information you have read on this Website. Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly.

Personal Responsibility

You aim to accurately represent the information provided to us on or through our Website. You acknowledge that you are participating voluntarily in using our Website and that you are solely and personally responsible for your choices, actions, and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion, or recommendation from my Website to your life, family or business.

No Guarantees

My role, and the role of my products, is to support and assist you in reaching your own financial goals, but your success depends primarily on your own effort, motivation, commitment, and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Website.

Assumption of Risk

As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of my Website that cannot be foreseen that can influence or reduce results. You understand that any mention of any suggestion or recommendation on or through my Website is to be taken at your own risk, with no liability on my part, recognizing that there is a rare chance that illness, injury or even death could result, and you agree to assume all risks.

Limitation of Liability

By using this Website, you agree to absolve me of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on my Website. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Website. You agree that I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, or any other type of loss or damage due to any act or default by me or anyone acting as our agent, consultant, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through this Website.

Indemnification and Release of Claims

You hereby fully and completely hold harmless, indemnify and release me and any of my agents, consultants, staff, team members, or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, or demands whatsoever, in law or equity, that may arise in the past, present or future that is in any way related to my Website.

No Warranties

I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF MY WEBSITE. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Errors and Omissions

Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. You agree that I am not responsible for the views, opinions, or accuracy of facts referenced on or through my Website, or of those of any other individual or company affiliated with my business or me in any way. Because scientific, technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Website, or for any errors or omissions that may occur.

No Endorsement

References or links in my Website to the information, opinions, advice, programs, products or services of any other individual, business or entity does not constitute my formal endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any other person, business or entity that may be linked or referenced in my Website. Conversely, should my Website link appear in any other individual’s, business’s or entity’s website, program, product or services, it does not constitute my formal endorsement of them, their business or their website either.

By using my Website you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact me using the following link: Contact